Insurance Explained

Welcome to our "Insurance Explained" section. Insurance is a complex subject, but we hope that these articles help you understand the various types of insurance better.

If you still have questions after reading these articles, please contact us and we will be able to help.

Below you will see a brief overview of each topic, if you want to read more about that topic, click the appropriate link on the right.

Material Damage Insurance

An article explaining the cover provided by a Material Damage policy. Click on the link on the right of this page to read the article.

Business Interruption Insurance

Business Interruption insurance is often overlooked, but as this article shows it is a vital cover for every business. Click on the link on the right of this page to read the article.

Liability Insurance

What is Liability Insurance? Why do you need so much cover? And what is a "Treatment Risk" Extension? Click on the link on the right of this page to read an article that answers these questions and explains just how vital this cover is.

Glass Insurance

An article detailing the cover provided by a glass policy. Click on the link on the right of this page to read the article.

Theft Insurance

Theft Insurance is often misunderstood. This article explains how a theft policy works so you don't have to learn the lesson the hard way - when you need to make a claim. Click on the link on the right of this page to read the article.

Risk Management

Insurance doesn't provide 100% protection. Aside from the fact that making a claim will take time - time you could be spending on other aspects of your business - there is usually an excess under your policy which you will have to pay if you suffer a claim, and if you have too many claims, your premiums will rise.

However, it's not all bad news. Click on the link on the right of this page above to read an article containing advice on how you can avoid claims.